Terms and Conditions

  • Pay with Tamara Option is valid in all Riyadh and Jeddah Stores & online store and the mobile application in the Kingdom of Saudi Arabia
  • Pay with Tamara is available for all Products.
  • Customers can split the invoice in 4 when they pay using Tamara.
  • Minimum invoice value is 200 SR, and maximum invoice value is 9,000 SR to be eligible to pay with Tamara.
  • Items bought with Tamara can’t be refunded in cash, refund can be through Tamara only.
  • Sheta & Saif’s return & exchange policy applies for items purchased using Tamara.
  • Sheta & Saif will not have any obligations or liabilities for issues related to Accounts, Payments in Tamara App or Web. For all technical-related issues Please Contact Tamara.
  • Service fees will be applied when using Tamara, for details, please refer to the table below:


  • Service charges are refundable in case of full order cancellation / return, and non-refundable in case of partial cancellation / return.
  • Tamara payment option cannot be combined with any other payment option. In case of choosing Tamara as a payment method, the invoice value must be fully paid using Tamara only.
  • Payment split might be on 4 non-equal splits based one customer's credit history and credit score. You can contact Tamara for more information.
  • Customer must use the mobile number registered with Absher to complete the purchase using Tamara.
  • Customer must settle all overdue payments with Tamara.
  • Customers of Age 18 Years and older are Eligible to Pay with Tamara as follows:

    Age Eligibility Minimum Invoice Value Maximum Invoice Value
    Below 18 Years Not Eligible SR 0 SR 0
    18-21 Years Eligible SR 200 SR 1,500
    Above 21 Years Eligible SR 200 SR 9,000


  • Sheta & Saif reserves the right to suspend, cancel or amend any of these terms and conditions at any time.
  • These special Terms and Conditions and its amendments from time to time shall be governed by the laws of Kingdom of Saudi Arabia and subject exclusively jurisdiction of its Courts.